注重高薪水而引發(fā)的問(wèn)題
Potential backfire No. 1: You're one of the first ones to be laid off 潛在問(wèn)題1:你將會(huì)是第一個(gè)下崗
When the economy is weak and companies need to cut back on costs, one of the first places they look is the highest-salaried employees, as exemplified in Amanda's story. This is not to say that just because you earn more than others you're a target for layoffs. Nevertheless, if you're earning more than you should be for your market or contributions, chances are that your job could be under scrutiny.
當(dāng)經(jīng)濟(jì)疲軟，公司需要削減開(kāi)支時(shí)，首要關(guān)注就是領(lǐng)最高薪水的員工，正如Amanda的例子所示。這不是說(shuō)只是由于你賺的比別人多，就可能下崗。不過(guò)，如果你的收入高于市場(chǎng)價(jià)或貢獻(xiàn)程度，那么很可能你的工作就要被細(xì)細(xì)審查了。
Potential backfire No. 2: The more money you make, the more money you lose 潛在問(wèn)題2：賺得越多，損失越大
Let's say you earn $85,000 annually and you received a raise that brought you up to $90,000. Sounds exciting at first -- until you the do the math and realize your new check is only a couple hundred dollars more than your old one.
假設(shè)你每年賺8.5萬(wàn)美元，在獲得加薪后收入是9萬(wàn)美元。開(kāi)始聽(tīng)上去令人興奮——可是計(jì)算后你會(huì)發(fā)現(xiàn)新的工資帶來(lái)的漲幅僅為數(shù)百美元。
One of the negatives to earning a high salary is that your marginal tax rate is higher than other people's. While you might be earning more than your co-worker, he or she might be taking home a similar -- or higher -- amount per check because they aren't taxed as much.
高工資的一個(gè)消極點(diǎn)是你的邊際稅率比別人高。你也許賺到的比同事們多，但是他/她不用交那么多的稅，實(shí)際收入可能和你差不多——甚至更高。
Potential backfire No. 3: You might be priced out of the market 潛在問(wèn)題3: 你可能因“身價(jià)太高”而被擠出市場(chǎng)
Zwell uses the example of, Joseph, an accountant for one of today's biggest accounting firms. After three years, he got a huge promotion and was making $10,000 more than any of his peers. He was in a dead-end job however, doing accounting work that became routine.
Zwell舉了Joseph的例子，Joseph在當(dāng)今最大財(cái)會(huì)公司就職。三年后，他獲得了一次大的提拔，并且比別的同行都要多掙1萬(wàn)美元。不過(guò)他遇到了工作的死胡同：做著例行公事的會(huì)計(jì)工作。
When he looked for another job, he found that all the jobs he was qualified for paid much less than he was making. He didn't want to take a pay cut and even if he was willing to, companies would rather hire someone for whom the move was an increase in pay, not a decrease. In other words, nobody would hire him because he was currently making too much money for his experience -- thus, his high salary backfired.
當(dāng)他要尋找別的工作時(shí)，他發(fā)現(xiàn)他符合條件的一切工作所提供的收入都遠(yuǎn)遠(yuǎn)低于當(dāng)前收入。他不想降低收入，即便他情愿，公司也寧愿招一位為了加薪而不是減薪的求職者。換句話說(shuō)，相對(duì)于他的經(jīng)驗(yàn)，他賺得過(guò)多，所以沒(méi)人愿意雇傭他——高薪水反倒帶來(lái)了問(wèn)題。
Potential backfire No. 4: You could inadvertently trap yourself under a glass ceiling 潛在問(wèn)題4：你會(huì)無(wú)意中被“玻璃天花板”困住
Knowing where you are in a salary range reveals a lot about your career path, Zwell says. A young man is recently hired by a bank, for example, at the highest salary grade for a non-manager. He is already at the top of a salary range for his title, therefore less likely to earn any more money without changing positions or companies.
Zwell說(shuō)，你的薪水在整個(gè)薪酬體系的位置很好地體現(xiàn)了你的職業(yè)發(fā)展道路。例如：最近一位年輕人受雇于一家銀行。他獲得了非經(jīng)理人職位的最高級(jí)別工資。對(duì)于他的職位頭銜來(lái)說(shuō)他的收入已經(jīng)處于頂端。因此除非改行或跳槽，否則要有更高收入便不太可能。
Potential backfire No. 5: Earning more money does not mean more happiness. 潛在問(wèn)題5: 賺更多錢不代表更快樂(lè)
Sure, you might earn $200,000 annually -- but what does it matter if you're not doing something you enjoy? Many workers find themselves saying, "If only I earned $XX, then I would be happy." Then the day comes when you are earning that amount and -- surprise, surprise -- it's still not enough. Ultimately, the only time you'll really be happy is when you don't care about salary at all.
你也許每年能賺20萬(wàn)美元——但是如果你不能做喜歡的'事情，那又有什么意義呢?許多人都說(shuō)：“要是我賺了XX美元，我就會(huì)快樂(lè)”。當(dāng)那一天來(lái)到，你真的只賺那么點(diǎn)的時(shí)候——想不到啊，想不到——那還不夠。最終，只有在你一點(diǎn)也不在乎薪水的時(shí)候才會(huì)真正快樂(lè)起來(lái)。
"The ultimate freedom is the executive who says, 'Pay me $1 a year because my salary doesn't matter. I have all the money I need. I'm here because I want to make a contribution,'" Smith says in Zwell's book. "Based on the intangibles, he's making more than everyone else."
Smith在Zwell的書中說(shuō)：“所謂最終的自由，是如某位執(zhí)行官所說(shuō)‘付我1美元年薪，因?yàn)槲业墓べY不重要。我有的是錢。我在這是為了希望做出一份貢獻(xiàn)’。根據(jù)無(wú)形資產(chǎn)來(lái)計(jì)算，他比任何人賺的都多。”
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